rachat de taux
- Domaine
-
- finance emprunt et prêt
- Dernière mise à jour
Termes privilégiés :
- rachat de taux n. m.
- achat d'une réduction d'intérêt n. m.
Traductions
-
anglais
Auteur : Office québécois de la langue française,Définition
A financing technique used to reduce the monthly payment for the home-buying borrower during the initial years.
Note :
Under some buydown plans, a residential developer, builder, or the seller will make subsidy payments (in the form of points) to the lender that "buy down" or lower, the effective interest rate paid by the homebuyer, thus reducing monthly payments for a set period of time. The amount of the interest supplement may remain fixed for the entire buydown period, or it may be graduated, with the amount of the subsidy declining each year.
Terme :
- buydown