prêt avec participation dans l'avoir net
- Domaine
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- finance emprunt et prêt
- Dernière mise à jour
Termes privilégiés :
- prêt avec participation dans l'avoir net n. m.
- prêt hypothécaire avec participation à la plus-value n. m.
- prêt avec participation à la plus-value n. m.
Traductions
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anglais
Auteur : Office québécois de la langue française,Définition
A form of creative financing in which the lender grants a loan, usually with a below market fixed rate of interest and is entitled to a share of the appreciation in the property's value to be paid upon sale or after a stated number of years.
Note :
For example, a buyer cannot qualify for a conventional loan. The lender agrees to provide financing above the down payment, on the condition that, upon sale, 20% of the profits go to the lender. The contract further states that if the property has not been sold after 15 years, the appreciation will be due, and will be based on an appraisal at that time.
Termes :
- shared-appreciation mortgage
- SAM
- shared appreciation